a WRINKLE a week
Money doesn’t grow on trees. I have confirmed this. What a “wrinkle” this is! From car loans to student loans to credit card balances, I’ve always paid my debts. Unfortunately, my debts lately are for decidedly unglamorous things; think dental work, hearing aids, glasses and physical therapy. I pay someone to mow my lawn and shovel my snow cause I have a major case of “Old”. I’ve learned money doesn’t s-t-r-e-t-c-h to cover whatever new expenses I may have, in fact, my emergency funds are shrinking. Social security is anything but. My anxiety about money has only increased under our incompetent, corrupt and crazy President. About 70% of the wealth in the US is concentrated in the top 10% percent. I’m in the other 90%. Follow the money! I hate feeling this helpless. Will I run out of money before I run out of life? Medical care and prescription drugs are necessities and all of these are costing me more now. What comes in has to be equal to or more than what goes out. I cut it very close some months. It feels like quicksand.
a WONDER a week
Obviously the more money I have the more things I can buy, but I’m getting tired of organizing stuff. I’ve figured out that less stuff means I spend less time organizing and more time having fun. Keep it simple is my new mantra and this keeps more money in my pocket. “A penny saved is a penny earned. “, but pennies are not even being minted anymore so this cliche is dead. I invest my money, cross my fingers and pay attention. I’m proactive and have a “money” guy who helps me manage my money. My friend and I have a unique money exchange! Money rarely passes between us because our debts with each are often paid in “coffees”, i.e that item will cost me the 2 coffees I need to purchase for you. Sometimes we lose track, but overall it works for us. It feels better for us to be on the coffee exchange. You’ll see me in thrift stores and rarely at the malls. Used is ok with me and I have a lot of fun creating a “ new” treasure. I’m used and I’m a treasure I create every day. Sometimes I can’t get that thing Ihave to have and that hurts, but having enough money to get what I need is priority. And I have to replace my fence which blew down last night. At least my money tree survived the wind storm….
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